Online Auto Quotes Available

In observance of the Memorial Day holiday, our offices will close at 3PM on Friday, May 25th. We will re-open at 9AM on Tuesday, May 28th. We wish all of our valued clients a safe and enjoyable holiday weekend.

Glenn Insurance, Inc. is a Trusted Choice Independent Agent with offices in Absecon and Vineland, New Jersey. We have created this site to be your complete insurance resource and to assist you with all of your insurance needs. You will find links to insurance information, free quote requests, online customer service and more.

We are always available to offer you personal, expert help with all of your insurance needs. Please don't hesitate to call or email us.

NEW!

Glenn Insurance has been appointed as an agent for Teachers' Insurance Plan of NJ. We are one of only 20 agents in the state to be appointed as agents for this company, which previously only wrote their policies directly - not utilizing local agencies.

Teachers' Insurance Plan of NJ offers automobile insurance at reduced rates to teachers, retired teachers and other school employees. In addition to reduced rates, these policies include roadside assistance and offer $0 deductible for accidents or damage occurring on school property.

If you, a family member, or friend think that you might be eligible, Contact Us for a quote.

•  Inspect your smoke detectors, and make sure that there is one on each floor of your home. Test them monthly, and change the batteries annually or as needed.
• Check the light bulbs in all your fixtures to be sure they are the correct wattage as recommended by the manufacturer.
• Replace all high-intensity bulbs (such as incandescent) with fluorescent bulbs that don't produce as much heat.
• Check your electrical outlets for potential fire hazards such as frayed wires or loose-fitting plugs. Be sure not to overload electrical outlets, fuse boxes, extension cords or any other power service.
• Keep a multi-purpose fire extinguisher accessible, filled and ready for operation.
• Have your air conditioning system inspected by a professional as recommended by the manufacturer.
• Check for damage to your roof, and clean gutters and downspouts to keep debris from accumulating.
• Check water heater for leaks and corrosion.
• Clean or replace your furnace filter.
• Clean the clothes dryer exhaust duct and space under the dryer. Remove all lint, dust, and pieces of material.
• Remove all dead trees in your yard, and keep healthy trees and bushes trimmed and away from utility wires.
• Safely store oil and gas for lawn equipment and tools in a vented, locked area.
• Repair cracked, broken or uneven driveways and walkways to provide a level walking surface.

Following is just a sample of the types of insurance policies needed by owners of virtually every kind of business:

     -Workers Compensation
     -Commercial General Liability
     -Commercial Property
     -Professional Liability
     -Commercial Auto
     -Business Interruption.

This list is by no means complete. In fact, most researchers conclude that business owners typically need a minimum of nine insurance policies to properly insure their operations. While it may be possible to bundle or package some of these types of insurance together, this is not always an option. In many cases, owners must purchase these important policies individually. Keeping up with this many policies is not something most business owners prefer to spend time on.

Eliminating the chaos that comes along with managing so many different policies is a major advantage of using a Trusted Choice® insurance professional. Placing your business insurance through a Trusted Choice® insurance professional brings someone onto your team who can bring calm to your multi-policy chaos. Consider the following advantages to keeping all of your business insurance needs under one roof.

Understanding Your Operation
Properly insuring your business requires an almost intimate knowledge of your operations. Spreading your policies across multiple agents means spending more time educating more people about what you do and the exposures that come along with it. A single agent that truly understands the many aspects of your operations is in a better position to help identify exposures for you.

Policies That Work Together
Here’s an example: You expect that your commercial umbrella policy will provide additional coverage over that included in your commercial auto policy. However, many umbrella policies will only extend above an auto policy provided by an insurance company with a specified financial strength rating. If the rating falls below a certain grade, this may drastically affect your umbrella in that it will no longer apply to an auto loss.

It is not unlikely that two of your business insurance policies may have to work together. Thus, keeping them under separate roofs could create problems. 

Personal Info
Preparing business insurance will require owners to furnish highly sensitive financial information about the business as well as personal information about personnel. Spreading insurance across multiple agents will require you to divulge this personal information to multiple parties.

Consolidating Policy Periods
Most business insurance policies are annual policies, renewing each year. As owner, you may want your insurance policies to renew at specific periods of time when it is most convenient for you. For example, you may want your property insurance to renew just before your busiest time of year when inventory levels are at their highest; alternatively, you may wish to keep the books simpler by having all of your insurance renew on a specific date. It should be your choice. A Trusted Choice® insurance professional who manages your insurance program can work with you to determine the most convenient way for your policies to renew and work with your insurance companies to make it happen.

One Call
Perhaps the most convenient advantage to having a single agent managing your business insurance is having all your needs handled in one place. If you need a certificate of insurance, are hiring a new employee, adding a location, forming a new business or any other change, there’s one number to call.

Price and Availability
By keeping multiple policies under one roof, you might have access to multi-policy discounts that can save your business hundreds or thousands annually. Further, keeping your policies under one roof may give your agent more opportunities to obtain better pricing and coverage options for your business.

Packaging
While it may not be an option for every business, some businesses may be able to bundle or package two or more policies together. This often translates into better coverage and pricing as well a simplified handling. For example, some businesses may be eligible for a business owners policy, which combines property, liability and business interruption insurance. Other businesses may be eligible for a management liability policy, which combines a variety of professional liability insurance, such as errors and omissions and employment practices liability.

Keeping your policies under one roof will help your Trusted Choice® insurance professional obtain packaging options for which your business may be eligible.

Conclusion
These are a few reasons why keeping your insurance needs with a single Trusted Choice® insurance professional are advantageous to your business operations. For more information on advantages only an independent agent like Glenn Insurance can offer, call us today.